Check your rate in seconds
Pay over time for as low as 0% APR for 6 or 12 months. Clear, transparent terms. Fair rates. No prepayment penalties.
Affordable Monthly Plans
from 6, 12, or 24 month financing at competitive interest rates.*
No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.
Quick and Easy Application
Get a decision in seconds with no obligation to buy. Checking your rate won’t affect your credit score.
*Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 24 monthly payments of $46.14 at 9.99% APR, per $1,000 borrowed.
APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.